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Insurance
& Fees
For patients
with insurance- our philosophy and how we manage it
Our practice
accepts most dental insurance used by employers in the area.
Our goal is
to maximize your insurance benefits and make any remaining balance
easily affordable. As a courtesy, we will submit the insurance paperwork
for you. We request that you pay all predetermined fees or estimated
patient portions at time of service. When your insurance company
pays us, any difference remaining will be your responsibility.
We have prepared
this to help you better understand the complexities of dental insurance.
We realize how confusing it can be. To begin, we would like to highlight
a misconception - dental insurance was not designed to pay for all
dental care. Most contracts have limits and or various degrees
of co-payment and it is the responsibility of the member to know
his/her individual plan as plans may differ.
Our fees are
based upon a combination of our costs, our time, and our constant
dedication to supplying our patients with the highest quality dental
care. The treatment recommended by our office is never based on
what your insurance company will pay but on the clinical findings;
your treatment should not be governed by your insurance contract
. Very frequently, insurance companies will disregard what we diagnose,
in order to reduce benefits paid out on your behalf and increase
their profits. Please understand that your best interest is our
priority and we take it very seriously. We believe that you deserve
the very best treatment available and we will always present you
with all of your options. We will not compromise your treatment
so your insurance company can save money.
However, it
should be understood, that the dental insurance contract is between
the insurance company and the patient, whom bears the ultimate financial
responsibility.
We hope this
information has been helpful. Please take the time to review your
contract thoroughly so we may best serve you. As always, you may
feel free to ask any member or our staff for clarification on services,
billing, and insurance.
List of Insurance
Companies we are contracted with
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Aetna
PPO
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Delta
Premier
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Ameritas/Principal
PPO
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Dentemax
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Cigna
PPO
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Guardian
PPO
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Comp Benefits
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Humana
PPO
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* We will
accept any insurance that allows the patient to go to the dentist
of his/her choice. Please consult with your insurance company
for restrictions, guidelines, and benefit information. No HMO
plans excepted*
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